Deposits

A savings account is a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, all while earning interest. We offer the best rate of interest of 2.70% to all of our SB account holders. Minimum balance of SB account without cheque book is Rs.500/- and with cheque book is Rs.1000/-.

Current bank account is opened by businessmen, firms, organizations, institutions, trusts and societies who are having a higher number of regular transactions with the bank. We are having a large number of trusted current accounts. Minimum balance to open current account is Rs. 3000/-.

A recurring deposit is a special kind of term deposit offered by banks which help people with regular incomes to deposit a fixed amount every month into their recurring deposit account and earn interest at the rate applicable to fixed deposits. Rate of interest is 7.00%. For senior citizen 0.50% additional is applicable for a minimum period of 1 year.

A fixed deposit is provided by banks to investors a higher rate of interest than a regular savings account, until the given maturity date. We offer the best rate of interest to our depositors @ 7.10%* ( Special Offer). For senior citizen 0.50% additional is applicable for a minimum period of 1 year.

15 days to 45 days                                                         - 3.50 %

46 days to 90 days                                                        - 5.50 %

91 days to 364 days                                                       - 6.25 %

1 year - less than 2 year                                                       - 6.80 %

Senior Citizen ( 1 year - less than 2 year )                         - 7.30 %

2 year - less than 3 year                                             7.00 %

Senior Citizen ( 2 year - less than 3 year)                      -  7.50 %

3 year and above                                                        - 6.75 % 

3 year and above - Senior                                        - 7.25 % 

400 days ** SpecialScheme                                      - 7.10 % 

400 days ** SpecialScheme - Senior                      - 7.60 % 

Dhanavridhi is a type of term deposit with cumulative interest. Also this is a long term deposit scheme. We offer best rate of ineterst to this scheme. 

Janatha deposit is also a type of long term deposit with cumulative interest. Long term depositors will definitly choose this. We offer the best rate of interest.

Daily savings deposit is a daily collection deposit. Our agent will collect the cash from the depositors. We offer the best rate of interest to this scheme.